The truth is that Apple is listening to you, and this time, they're not thinking about privacy.
I doubt that it's just Apple. Given the corporate clamour to collect everybody's last dollar, it's reasonable to think that Microsoft and others are doing it as well. I mean, why wouldn't manufacturers and telcos eavesdrop to collar more sales, corral more bucks?
If one uses their phone primarily as a phone, which I do - and as a MP3 player sometimes - I think... well hope that you're reasonably safe, given that it's an offence to tap/listen into phone conversations without a warrant. I think it's when users turn to various apps as a means of communication, like through Facebook and the various messenger apps, is when the big corporates know they can eavesdrop with impunity.... after all those communications are not covered by the same kind of legislation as phone communications are.
Yup: "Look, we'll give you all these wonderful new apps on your phone that will do all sorts of wonderful things for you... what you don't know is that you'll sacrifice your privacy and security by using them."
I think that about covers it.