#1 is a joke, #2 is probably a bigger joke, but the competition is hot.
#3 is approaching serious subject material. It's a product of excluding insurance companies from the anti-trust laws, removing our constitutional rights to buy and sell the products we want. Both the insurance companies and the consumers have been given the shaft by state insurance boards that make assinine requirements, limiting the types of products that can be sold, and then banning you from shopping else where when you disagree with those requirements.
This is directly attributable to the failure of the SCOTUS to do it's job and rule the restrictions unconstitutional, Congress for writing such exemptions in violation of the Constitution to begin with, and state legislators for setting up the insurance boards to mandate them.
I'm going to guess you then think it's a good idea to then give these people, that royally fucked everything up to begin with, total control. You're also supposed to read contracts before you sign them too, but little details like their own responsibilities can't possibly apply when a person gets sick...
#4 is common sense. How can you get insurance for a pre-existing condition? If you want to force coverage, and it's not insurance at that point, then you have to mandate the purchase of said coverage. If you don't, most of the country will be waiting to get sick before we buy our "health insurance" to make someone else pay for our treatment. You might like the idea of surrending your liberty for safety, I don't.
#5 is true. No other country on the planet can boast such an amazingly long lifespan with such an absurdly unhealthy lifestyle. You'd all be 20-30 years behind us if we ever stopped being a bunch of fat, sedintary substance abusers.
#6 Something did indeed give me the hint. First, kill all the lawyers, starting with the lawyers that have become politicians. Then, kill all the judges that used to be lawyers.
Pass tort reform, repeal all the nonsense regulations, gut social security and medicare for the younger generations, I'll gladly take the ax myself and pay into it without receiving, repeal the income tax and pass a constitutional amendment for the fair tax, unamended, and presto. No more budgeting problems, no more balooning debt, and you can save for your own bleeding retirement without paying taxes on it, without having to make nonsense decisions. The economy will take off, production will come back, etcetera etcetera.
If we really want to be a nanny state, after that pass a simple regulation. All offered catastrophic coverage policies must be sold to any who meet the health criteria. All catastrophic coverage policies must have both a buy in and cash out option based on age, with the same standardized value for each based on payment made. All catastrophic coverage policies become locked in upon reaching the requirements for that coverage to kick in, can never be canceled by the insurer for any reason other than failure to pay, and cannot require payment for the duration of the illness if disability comes with it.
No more get sick, lose your job, then your insurance. No more waiting till you're 55 and getting a free pass on all those years of paying into the system. No more having to pay an arm and a leg when you're 55 because everyone else hasn't been participating. No more paying an insurance company a hundred bucks to pay your doctor 60 for the routine checkup. Wins all around, with zero beaurocratic nightmares.
They could fix the system with a paragraph, and instead write thousand plus page bills. It's why my perfect world starts off with killing the lawyers.
