Yep, scratch that for me too. Nickel and dime you to death. Enough already!
Let me tell you about a great game for free! Absolutely free! ... If you stay out of the Cash Shop, which is truly optional. No glass ceiling, no forbidden areas. No second class citizens. A truly free WoW style game that also resembles AION a lot.
pwi.perfectworld.com and sign up for an account on Perfect World. All they want is a valid email address, no financial info.
Download client for your OS, wait for long update to run, log in, make a character. I highly recommend a PvE server when starting out. You can have 8 characters per server, and up to three servers I think.
This is a huge game, a bit geeky, challenging enough. Nice community. And it is really free.
How can they do that? Well, you can either play the game and earn enough ingame coins to buy gold at their store, or you can be impatient and stupid and go pay real world money at the company store for gold. Gold trading is built into the Auction House, so you can buy your own gold with ingame money that way. Since most people are either impatient or stupid, they are making a ton of loot!
They are doing so well that a new expansion will be out next couple months, Rising Tides. This is also free. This will give a total of 8 classes and 4 races. Each race has its own starting area. Yes, there is a teleport system, ingame mail, bank, auction house, you get to fly at level 30, can buy a land mount at level 40 if you really must have one, set up your own consignment shop to sell stuff for you while you are away from the keyboard. Everything you want in a MMO, really. About 5000 quests in all, plus dailies. Guilds. You name it. Oh yes, crafting professions.
Graphics are lower end than WoW or GW, but this allows for a huge beastiary, and a huge amount of cute!
Other games could take a lesson from PWI. Give the camera away for free and sell the film; but if you want to make your own film that's fine too! Amazing innovation in game economics.